{"id":477,"date":"2025-04-30T16:49:27","date_gmt":"2025-04-30T13:19:27","guid":{"rendered":"https:\/\/merfan.com\/fa\/?p=477"},"modified":"2026-02-13T12:17:13","modified_gmt":"2026-02-13T08:47:13","slug":"everything-you-need-to-know-about-finance","status":"publish","type":"post","link":"https:\/\/merfan.com\/fa\/everything-you-need-to-know-about-finance\/","title":{"rendered":"\u06a9\u062a\u0627\u0628 \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc (\u0641\u0627\u06cc\u0646\u0646\u0633)"},"content":{"rendered":"\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"warning-box\">\u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u062f\u0631 \u062d\u0627\u0644 \u062a\u06a9\u0645\u06cc\u0644 \u0634\u062f\u0646 \u0627\u0633\u062a.<\/p>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc\u060c \u0627\u0632 \u062c\u0645\u0644\u0647 \u0645\u0628\u0627\u062d\u062b\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u062f\u06cc\u0631 \u0645\u062d\u0635\u0648\u0644\u200c\u0647\u0627\u060c \u0627\u063a\u0644\u0628 \u062f\u0631\u0628\u0627\u0631\u0647 \u0627\u0647\u0645\u06cc\u062a \u0622\u0646 \u063a\u0641\u0644\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0686\u0646\u062f \u0633\u0627\u0644 \u067e\u06cc\u0634\u060c \u062a\u0644\u0627\u0634 \u06a9\u0631\u062f\u0645 \u062a\u0627 \u0628\u06cc\u0634\u200c\u062a\u0631 \u0628\u0627 \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc \u06cc\u0627 \u0641\u0627\u06cc\u0646\u0646\u0633 \u0622\u0634\u0646\u0627 \u0634\u0648\u0645. \u0645\u0637\u0627\u0644\u0639\u0627\u062a \u0627\u0648\u0644\u06cc\u0647\u200c\u0627\u0645\u060c \u0645\u0646 \u0631\u0627 \u0628\u0647 \u0627\u06cc\u0646 \u062d\u0648\u0632\u0647 \u0639\u0644\u0627\u0642\u0647\u200c\u0645\u0646\u062f \u06a9\u0631\u062f. \u0627\u0632 \u0637\u0631\u0641\u06cc\u060c \u0686\u0648\u0646 \u0646\u0648\u0634\u062a\u0646 \u0628\u0631\u0627\u06cc \u0645\u0646\u060c \u0647\u0645\u06cc\u0634\u0647 \u0627\u0628\u0632\u0627\u0631\u06cc \u0628\u0631\u0627\u06cc \u06cc\u0627\u062f\u06af\u06cc\u0631\u06cc \u0648 \u0639\u0645\u06cc\u0642 \u0634\u062f\u0646 \u062f\u0631 \u0645\u0648\u0636\u0648\u0639\u0627\u062a \u0628\u0648\u062f\u0647\u060c \u062a\u0635\u0645\u06cc\u0645 \u06af\u0631\u0641\u062a\u0645 \u0645\u0637\u0627\u0644\u0628\u06cc \u0631\u0627 \u062f\u0631 \u0627\u06cc\u0646 \u0628\u0627\u0631\u0647 &#8211; \u0628\u0647 \u0637\u0648\u0631 \u0648\u06cc\u0698\u0647 \u0628\u0631\u0627\u06cc \u0645\u062f\u06cc\u0631 \u0645\u062d\u0635\u0648\u0644\u200c\u0647\u0627 &#8211; \u0645\u0646\u062a\u0634\u0631 \u06a9\u0646\u0645. \u0647\u0631\u0686\u0646\u062f \u06a9\u0647 \u0627\u06cc\u0646 \u0645\u0637\u0627\u0644\u0628\u060c \u0628\u0631\u0627\u06cc \u0647\u0631 \u06a9\u0633\u06cc \u06a9\u0647 \u062f\u0631\u0628\u0627\u0631\u0647 \u0641\u0627\u06cc\u0646\u0646\u0633 \u06a9\u0646\u062c\u06a9\u0627\u0648 \u0628\u0627\u0634\u062f\u060c \u0642\u0627\u0628\u0644\u200c\u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0686\u0646\u062f \u0648\u0642\u062a \u0628\u0639\u062f\u060c \u0634\u0631\u0648\u0639 \u0628\u0647 \u0646\u0648\u0634\u062a\u0646 \u0645\u0637\u0627\u0644\u0628\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u00ab\u06cc\u0627\u062f\u06af\u06cc\u0631\u06cc \u0645\u0627\u0634\u06cc\u0646\u00bb \u06a9\u0631\u062f\u0645. \u0648\u0642\u062a\u06cc \u062a\u0639\u062f\u0627\u062f\u06cc \u0646\u0648\u0634\u062a\u0647 \u0631\u0627 \u062f\u0631 \u0627\u06cc\u0646 \u0628\u0627\u0631\u0647 \u0645\u0646\u062a\u0634\u0631 \u06a9\u0631\u062f\u0645\u060c \u0627\u06cc\u0646 \u0627\u06cc\u062f\u0647 \u0628\u0647 \u0630\u0647\u0646\u0645 \u062e\u0637\u0648\u0631 \u06a9\u0631\u062f \u06a9\u0647 \u0646\u0627\u0645 \u0627\u06cc\u0646 \u0645\u062c\u0645\u0648\u0639\u0647 \u0645\u0642\u0627\u0644\u0627\u062a \u0631\u0627 \u0628\u06af\u0630\u0627\u0631\u0645 \u00ab<a href=\"https:\/\/merfan.com\/fa\/machine-learning-for-non-technical-people\/\" data-type=\"post\" data-id=\"600\">\u06a9\u062a\u0627\u0628 \u06cc\u0627\u062f\u06af\u06cc\u0631\u06cc \u0645\u0627\u0634\u06cc\u0646<\/a>\u00bb. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0686\u0646\u062f \u062b\u0627\u0646\u06cc\u0647 \u0628\u0639\u062f\u060c \u0627\u06cc\u0646 \u0627\u06cc\u062f\u0647 \u0628\u0647 \u0628\u062e\u0634\u200c\u0647\u0627\u06cc \u062f\u06cc\u06af\u0631\u06cc \u0627\u0632 \u0630\u0647\u0646\u0645 \u0633\u0631\u0627\u06cc\u062a \u06a9\u0631\u062f\u061b \u062a\u0635\u0645\u06cc\u0645 \u06af\u0631\u0641\u062a\u0645 \u0639\u0646\u0648\u0627\u0646 \u00ab\u06a9\u062a\u0627\u0628 \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc\u00bb \u0631\u0627 \u0628\u0631\u0627\u06cc \u0645\u0642\u0627\u0644\u0627\u062a \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0641\u0627\u06cc\u0646\u0646\u0633 \u0647\u0645 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u0645. \u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u0628\u0647 \u0635\u0648\u0631\u062a \u0622\u0646\u0644\u0627\u06cc\u0646 \u0648 \u0641\u0635\u0644 \u0628\u0647 \u0641\u0635\u0644 \u0645\u0646\u062a\u0634\u0631 \u0645\u06cc\u200c\u0634\u0648\u062f. \u0647\u0631 \u0646\u0648\u0634\u062a\u0647 \u062c\u062f\u06cc\u062f\u060c \u062d\u06a9\u0645 \u0641\u0635\u0644\u06cc \u06a9\u0648\u0686\u06a9 \u0627\u0632 \u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u0631\u0627 \u062f\u0627\u0631\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u062a\u0627\u0628 \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc\u060c \u062f\u0631\u0628\u0631\u06af\u06cc\u0631\u0646\u062f\u0647 \u0645\u0628\u0627\u0646\u06cc \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc \u0627\u0633\u062a\u061b \u0645\u0648\u0636\u0648\u0639\u0627\u062a\u06cc \u06a9\u0647 \u0628\u0631\u0627\u06cc \u062f\u0631\u06a9 \u0627\u0628\u0639\u0627\u062f \u0645\u0627\u0644\u06cc \u0633\u0627\u0632\u0645\u0627\u0646\u200c\u0647\u0627\u060c \u062d\u062a\u0645\u0627 \u0628\u0627\u06cc\u062f \u0628\u0644\u062f \u0628\u0627\u0634\u06cc\u062f. \u062a\u0645\u0631\u06a9\u0632 \u0645\u0646 \u062f\u0631 \u0627\u06cc\u0646 \u0646\u0648\u0634\u062a\u0647\u200c\u0647\u0627\u060c \u0628\u0631 \u0633\u0627\u062f\u06af\u06cc \u0648 \u06a9\u0627\u0631\u0628\u0631\u062f\u06cc \u0628\u0648\u062f\u0646 \u0627\u0633\u062a. \u06cc\u0639\u0646\u06cc\u060c \u0633\u0639\u06cc \u0645\u06cc\u200c\u06a9\u0646\u0645 \u0634\u0645\u0627 \u0631\u0627 \u0627\u0632 \u0645\u0633\u06cc\u0631\u06cc \u0647\u0645\u0648\u0627\u0631\u060c \u0648\u0627\u0631\u062f \u062f\u0646\u06cc\u0627\u06cc \u0641\u0627\u06cc\u0646\u0646\u0633 \u06a9\u0646\u0645 \u0648 \u0628\u062f\u0648\u0646 \u062f\u0631\u062f \u0648 \u062e\u0648\u0646\u0631\u06cc\u0632\u06cc\u060c \u0634\u0645\u0627 \u0631\u0627 \u0628\u0627 \u0645\u0648\u0636\u0639\u0627\u062a \u06a9\u0644\u06cc\u062f\u06cc \u0648 \u06a9\u0627\u0631\u0628\u0631\u062f\u06cc \u0622\u0634\u0646\u0627 \u06a9\u0646\u0645.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06af\u0631 \u0646\u0645\u06cc\u200c\u062f\u0627\u0646\u06cc\u062f \u0641\u0627\u06cc\u0646\u0646\u0633 \u0628\u0647 \u0686\u0647 \u062f\u0631\u062f\u06cc \u0645\u06cc\u200c\u062e\u0648\u0631\u062f\u060c \u0627\u0628\u062a\u062f\u0627 <a href=\"https:\/\/merfan.com\/fa\/how-finance-makes-you-a-better-product-manager\/\" data-type=\"link\" data-id=\"https:\/\/merfan.com\/fa\/how-finance-makes-you-a-better-product-manager\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0627\u06cc\u0646 \u0646\u0648\u0634\u062a\u0647<\/a> \u0631\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u062f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"table-of-contents\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646 \u0641\u0647\u0631\u0633\u062a \u0628\u0627 \u0627\u0646\u062a\u0634\u0627\u0631 \u0647\u0631 \u0641\u0635\u0644\/\u0646\u0648\u0634\u062a\u0647 \u062c\u062f\u06cc\u062f\u060c \u0628\u0647\u200c\u0631\u0648\u0632 \u0645\u06cc\u200c\u0634\u0648\u062f.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/merfan.com\/fa\/how-finance-makes-you-a-better-product-manager\/\" data-type=\"post\" data-id=\"448\">\u0686\u06af\u0648\u0646\u0647 \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc \u0634\u0645\u0627 \u0631\u0627 \u0628\u0647 \u0645\u062f\u06cc\u0631 \u0645\u062d\u0635\u0648\u0644 \u0628\u0647\u062a\u0631\u06cc \u062a\u0628\u062f\u06cc\u0644 \u0645\u06cc\u200c\u06a9\u0646\u062f\u061f<\/a><\/li>\n\n\n\n<li>\u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0627\u0633\u0646\u0627\u062f \u0645\u0627\u0644\u06cc \u0645\u0647\u0645 \u0648 \u062a\u062d\u0644\u06cc\u0644 \u0645\u0627\u0644\u06cc\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/merfan.com\/fa\/balance-sheet-explained-simply\/\" data-type=\"link\" data-id=\"https:\/\/merfan.com\/fa\/balance-sheet-explained-simply\/\">\u062a\u0631\u0627\u0632\u0646\u0627\u0645\u0647 \u06cc\u0627 Balance Sheet \u0686\u06cc\u0633\u062a<\/a>\u061f\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/merfan.com\/fa\/how-to-read-a-balance-sheet-assets-liabilities-and-shareholders-equity\/\" data-type=\"link\" data-id=\"https:\/\/merfan.com\/fa\/how-to-read-a-balance-sheet-assets-liabilities-and-shareholders-equity\/\">\u0686\u0637\u0648\u0631 \u062a\u0631\u0627\u0632\u0646\u0627\u0645\u0647 \u0631\u0627 \u0628\u062e\u0648\u0627\u0646\u06cc\u0645\u061f<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/merfan.com\/fa\/an-introduction-to-financial-ratios\/\" data-type=\"post\" data-id=\"612\">\u0641\u0631\u0627\u062a\u0631 \u0627\u0632 \u062a\u0631\u0627\u0632\u0646\u0627\u0645\u0647: \u0622\u0634\u0646\u0627\u06cc\u06cc \u0628\u0627 \u0646\u0633\u0628\u062a\u200c\u0647\u0627\u06cc \u0645\u0627\u0644\u06cc<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><a href=\"https:\/\/merfan.com\/fa\/an-introduction-to-income-statement\/\" data-type=\"post\" data-id=\"975\">\u0635\u0648\u0631\u062a \u0633\u0648\u062f \u0648 \u0632\u06cc\u0627\u0646: \u0647\u0631\u0645 \u0645\u0639\u06a9\u0648\u0633 \u062f\u0631 \u0627\u0633\u0646\u0627\u062f \u0645\u0627\u0644\u06cc<\/a><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u062a\u0639\u0631\u06cc\u0641 \u062e\u0644\u0642 \u0627\u0631\u0632\u0634 \u0628\u0647 \u0632\u0628\u0627\u0646 \u0645\u0627\u0644\u06cc\n<ul class=\"wp-block-list\">\n<li>\u0633\u0631\u0645\u0627\u06cc\u0647\u200c\u06af\u0630\u0627\u0631\u0627\u0646 \u0627\u0632 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0686\u0647 \u0627\u0646\u062a\u0638\u0627\u0631\u06cc \u062f\u0627\u0631\u0646\u062f<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u0627\u0639\u062f\u0627\u062f \u0645\u0627\u0644\u06cc \u0686\u0647 \u0686\u06cc\u0632\u0647\u0627\u06cc\u06cc \u0631\u0627 \u0628\u0647 \u0634\u0645\u0627 \u0646\u0645\u06cc\u200c\u06af\u0648\u06cc\u0646\u062f<\/li>\n\n\n\n<li>\u0622\u0646\u200c\u0686\u0647 \u062f\u0631\u0628\u0627\u0631\u0647 \u0648\u0636\u0639\u06cc\u062a \u0645\u0627\u0644\u06cc \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f\n<ul class=\"wp-block-list\">\n<li>\u0633\u0631\u0645\u0627\u06cc\u0647 \u062f\u0631 \u06af\u0631\u062f\u0634<\/li>\n\n\n\n<li>\u0686\u0631\u062e\u0634 \u062a\u0628\u062f\u06cc\u0644 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc \u0648 \u0627\u0647\u0645\u06cc\u062a \u0622\u0646<\/li>\n\n\n\n<li>\u062c\u0631\u06cc\u0627\u0646 \u0646\u0642\u062f\u06cc\u0646\u06af\u06cc<\/li>\n\n\n\n<li>\u0627\u0631\u0632\u0634 \u062e\u0627\u0644\u0635 \u06a9\u0646\u0648\u0646\u06cc \u0628\u0627 Net Present Value<\/li>\n\n\n\n<li>\u0645\u0642\u062f\u0645\u0647\u200c\u0627\u06cc \u0628\u0631 \u062a\u0635\u0645\u06cc\u0645\u200c\u06af\u06cc\u0631\u06cc \u0645\u0627\u0644\u06cc<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u0622\u0646\u200c\u0686\u0647 \u062f\u0631\u0628\u0627\u0631\u0647 \u0627\u0631\u0632\u0634\u200c\u06af\u0630\u0627\u0631\u06cc \u0634\u0631\u06a9\u062a\u200c\u0647\u0627 \u0628\u0627\u06cc\u062f \u0628\u062f\u0627\u0646\u06cc\u062f<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u062f\u0631 \u062d\u0627\u0644 \u062a\u06a9\u0645\u06cc\u0644 \u0634\u062f\u0646 \u0627\u0633\u062a. \u062f\u0627\u0646\u0634 \u0645\u0627\u0644\u06cc\u060c \u0627\u0632 \u062c\u0645\u0644\u0647 \u0645\u0628\u0627\u062d\u062b\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u062f\u06cc\u0631 \u0645\u062d\u0635\u0648\u0644\u200c\u0647\u0627\u060c \u0627\u063a\u0644\u0628 \u062f\u0631\u0628\u0627\u0631\u0647 \u0627\u0647\u0645\u06cc\u062a \u0622\u0646 \u063a\u0641\u0644\u062a \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f. \u0686\u0646\u062f \u0633\u0627\u0644 \u067e\u06cc\u0634\u060c 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